
SimpleSwap alternative: SimpleSwap vs Cambio, compared
SimpleSwap prices every crypto-to-crypto swap with one all-in rate and prints no separate percentage on top of it. Most of its swaps need no account, and its fixed rate already includes the network fee for your payout. Cambio also quotes a single figure, but states its network fee as a line of its own. Here are the two on the same routes, checked on simpleswap.io and quoted by Cambio within minutes of each other. A figure keeps its time while it is under a day old and is marked Est. after that.
An all-in rate hides nothing and itemises nothing, so the only comparison that means anything is the amount that reaches your wallet. These are the routes where we hold a Cambio quote and a check of simpleswap.io from nearly the same minute.
- Between 13–26 Sep 2026, Cambio’s quote gave more on 201 of 214 same-time pairs and SimpleSwap on 8.
- SimpleSwap gave more on 0.2 XMR → XRP: 70.33 XRP from simpleswap.io against 67.99 XRP on Cambio’s quote. Site checked 23:33 UTC, 25 Sep 2026 Quoted 22:07 UTC, 25 Sep 2026
- SimpleSwap gave more on 0.2 XMR → ETH (Arbitrum): 0.040487 ETH from simpleswap.io against 0.039306 ETH on Cambio’s quote. Site checked 22:02 UTC, 25 Sep 2026 Quoted 22:02 UTC, 25 Sep 2026
SimpleSwap vs Cambio, route by route
| Exchange | What arrived | When |
|---|---|---|
| 2 LTC → USDC (BNB Smart Chain)Cambio gave more, by 0.66% of the market price | ||
| Cambio’s quote | 144.95 USDC | Quoted 13:04 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 143.98 USDC | Site checked 12:06 UTC, 26 Sep 2026 |
| 2 LTC → TRXCambio gave more, by 0.38% of the market price | ||
| Cambio’s quote | 428.05 TRX | Quoted 12:32 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 426.41 TRX | Site checked 13:05 UTC, 26 Sep 2026 |
| 2 LTC → SOLCambio gave more, by 0.60% of the market price | ||
| Cambio’s quote | 1.19 SOL | Quoted 12:30 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 1.19 SOL | Site checked 12:58 UTC, 26 Sep 2026 |
| 100 USDT (BNB Smart Chain) → LTCCambio gave more, by 0.18% of the market price | ||
| Cambio’s quote | 1.34 LTC | Quoted 09:56 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 1.34 LTC | Site checked 08:33 UTC, 26 Sep 2026 |
| 0.01 BTC → XMRCambio gave more, by 0.09% of the market price | ||
| Cambio’s quote | 1.49 XMR | Quoted 09:29 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 1.49 XMR | Site checked 10:58 UTC, 26 Sep 2026 |
| 0.2 XMR → USDC (Ethereum)Level | ||
| Cambio’s quote | 109.37 USDC | Quoted 00:45 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 109.33 USDC | Site checked 01:29 UTC, 26 Sep 2026 |
| 0.01 BTC → USDT (Ethereum)Cambio gave more, by 0.97% of the market price | ||
| Cambio’s quote | 835.99 USDT | Quoted 00:21 UTC, 26 Sep 2026 |
| SimpleSwap, simpleswap.io | 827.86 USDT | Site checked 00:07 UTC, 26 Sep 2026 |
| 0.2 XMR → XRPSimpleSwap gave more, by 3.12% of the market price | ||
| SimpleSwap, simpleswap.io | 70.33 XRP | Site checked 23:33 UTC, 25 Sep 2026 |
| Cambio’s quote | 67.99 XRP | Quoted 22:07 UTC, 25 Sep 2026 |
| 0.2 XMR → ETH (Arbitrum)SimpleSwap gave more, by 2.69% of the market price | ||
| SimpleSwap, simpleswap.io | 0.040487 ETH | Site checked 22:02 UTC, 25 Sep 2026 |
| Cambio’s quote | 0.039306 ETH | Quoted 22:02 UTC, 25 Sep 2026 |
| 1 SOL → USDC (Solana)Cambio gave more, by 0.76% of the market price | ||
| Cambio’s quote | 120.12 USDC | Quoted 21:34 UTC, 25 Sep 2026 |
| SimpleSwap, simpleswap.io | 119.19 USDC | Site checked 21:54 UTC, 25 Sep 2026 |
| 1 SOL → XRPCambio gave more, by 0.54% of the market price | ||
| Cambio’s quote | 77.26 XRP | Quoted 20:53 UTC, 25 Sep 2026 |
| SimpleSwap, simpleswap.io | 76.84 XRP | Site checked 20:50 UTC, 25 Sep 2026 |
| 1 SOL → USDT (Arbitrum)Cambio gave more, by 0.92% of the market price | ||
| Cambio’s quote | 121.31 USDT | Quoted 20:51 UTC, 25 Sep 2026 |
| SimpleSwap, simpleswap.io | 120.18 USDT | Site checked 20:02 UTC, 25 Sep 2026 |
| 1 SOL → USDT (Ethereum)Cambio gave more, by 0.50% of the market price | ||
| Cambio’s quote | 120.61 USDT | Quoted 20:51 UTC, 25 Sep 2026 |
| SimpleSwap, simpleswap.io | 119.99 USDT | Site checked 20:04 UTC, 25 Sep 2026 |
3 more pairs were left out: Cambio’s stored quote read above the market price the check recorded, which a real swap cannot do, so its market price is in doubt.
SimpleSwap fees: the commission and the withdrawal fee
Commission. SimpleSwap does not publish one commission figure. Its FAQ describes an all-in-one rate for crypto-to-crypto swaps, with no separate percentage trading fee shown on top, so its margin sits inside the rate you are quoted.
Withdrawal fee. On the network fee it is candid rather than specific: its FAQ says the fee depends on the blockchain, the load on the network and the asset you send or receive, and that on a fixed-rate exchange the fee for sending to your address is already inside the amount shown. There is no table per coin. The SimpleSwap column below is Cambio’s estimate of the fixed part of its price, fitted from checks of simpleswap.io at several sizes.
| Cambio | SimpleSwap | |
|---|---|---|
| Commission | 0.38%inside the quoted rate, Cambio’s price as of 26 Sep 2026 | No single commission published: an "all-in-one rate" with no separate percentage fee.simpleswap.io, read 13 Sep 2026 |
| Withdrawal feethe published statement | Its own line on the quotewhere the quote states one, before you commit, as of 26 Sep 2026 | "The fee depends on the blockchain, network load, and the asset you send or receive."simpleswap.io, read 13 Sep 2026 |
| Withdrawal feeUSDT paid out on Tron | 0.15 or 0.5 or 1.00 or 1.30 USDTits own line on the quote; both values were statedQuoted 12:34 UTC, 26 Sep 2026 | ≈ 0.65727–1.20 USDTnot stated separately; Cambio’s estimate from checks of simpleswap.io, 4 routesSite checked 08:49 UTC, 26 Sep 2026 |
| Withdrawal feebitcoin payout | 0.000008 or 0.00002 or 0.000035 or 0.000036 or 0.000037 or 0.000038 or 0.00004 or 0.000047 or 0.000066 BTCits own line on the quote; both values were statedQuoted 12:48 UTC, 26 Sep 2026 | ≈ 0.0000089514–0.000020064 BTCnot stated separately; Cambio’s estimate from checks of simpleswap.io, 8 routesSite checked 10:57 UTC, 26 Sep 2026 |
| What arrived2 LTC → USDC (BNB Smart Chain), every fee included | 144.95 USDCQuoted 13:04 UTC, 26 Sep 2026 | 143.98 USDCfitted at Cambio’s amount from that run’s checksSite checked 12:06 UTC, 26 Sep 2026 |
What simpleswap.io delivered at $200, $1,000 and $5,000 on each checked route, and the fixed part we estimate for each payout coin, are on the SimpleSwap fees page. SimpleSwap fees, coin by coin →

One all-in rate, and a fixed rate that already counts the network fee for your payout.
When SimpleSwap is the better choice
- You want the rate fixed for one order. SimpleSwap offers a fixed rate and says the payout network fee is already inside the amount it shows. Cambio has one rate and no fixed option.
- Your coin or network is one Cambio does not carry. SimpleSwap’s catalogue and Cambio’s overlap without matching; Cambio says so before you send anything.
- You prefer one number with nothing itemised. An all-in rate is quick to read. Cambio splits its network fee out onto a line of its own.
- A large swap, compared on the day. At the $5,000 size our checker reads we hold no same-hour Cambio quote, so this page makes no claim there; check both before a large order.
When Cambio is the better choice
- You want the network fee stated before you commit. Cambio’s quote prints it as a separate line rather than folding it into the rate.
- A route where Cambio’s quote sent more on the day. Against simpleswap.io that was LTC → USDC (BNB Smart Chain), LTC → TRX, LTC → SOL, USDT (BNB Smart Chain) → LTC, BTC → XMR, BTC → USDT (Ethereum), SOL → USDC (Solana), SOL → XRP, SOL → USDT (Arbitrum) and SOL → USDT (Ethereum), on same-time checks only hours deep.
- You want other exchanges beside the quote. Cambio shows other exchanges’ figures next to its own price, ranked by what arrives.
Is SimpleSwap safe?
SimpleSwap works like the other instant exchanges on these pages: most crypto-to-crypto swaps need no account, you send to a deposit address it issues, and it pays out to the address you give. With no account for most swaps, there is no balance to leave behind.
Its FAQ says it may request KYC or additional information in certain cases, without listing the triggers there. Its terms of service list every EU member state among the restricted jurisdictions (§4.3, read on 11 Sep 2026).
On any exchange, send from a wallet you control and keep the transaction ID until the payout lands.
On Cambio it works differently: Your deposit goes to the one-time address shown for your order, and the selected execution route sends the payout to the destination wallet you provide. No account or stored balance is created.
Sources. SimpleSwap FAQ, read 13 Sep 2026; SimpleSwap Terms of Service, §4.3, read 11 Sep 2026
SimpleSwap and other exchanges
Two other exchanges are checked on their own websites in the same hourly runs as simpleswap.io. They are a selection of well-known instant exchanges, not the whole market.
SimpleSwap vs ChangeHero
ChangeHero publishes a commission and says it covers the withdrawal; SimpleSwap publishes neither and prices all-in. Their same-hour checks, route by route, are on the pair page.
SimpleSwap vs ChangeHero →SimpleSwap vs ChangeNOW
The two price the same way, with one all-in rate and a fixed option. The pair page sets their websites side by side at $200, $1,000 and $5,000, hour by hour, so you can see how the size of a swap changes which one sends more.
SimpleSwap vs ChangeNOW →Frequently asked
What is a good alternative to SimpleSwap?
It depends on the route and the size. Between 13–26 Sep 2026, Cambio’s quote gave more on 201 of 214 same-time pairs and SimpleSwap on 8. ChangeNOW and ChangeHero are the other two exchanges whose websites we check hourly, and each has a page here. If a fixed rate matters to you, SimpleSwap offers one and Cambio does not.
Is Cambio cheaper than SimpleSwap?
Between 13–26 Sep 2026, Cambio’s quote gave more on 201 of 214 same-time pairs and SimpleSwap on 8. Your own Cambio quote shows what arrives before you send, and simpleswap.io shows its own; compare those two on the day.
Where are SimpleSwap’s fees broken down?
On the SimpleSwap fees page, route by route and coin by coin. SimpleSwap itself publishes no single commission: its FAQ describes an all-in-one rate with no separate percentage on top.
Does SimpleSwap include the network fee?
On a fixed-rate exchange, yes: its FAQ says the fee for sending to your receiving address is already in the amount shown. On a floating rate the fee is part of the all-in rate too, with no separate figure published per coin.
Does SimpleSwap need an account or KYC?
Most crypto-to-crypto swaps need no account, according to its FAQ, and it may request KYC or additional information in certain cases. Its terms also list restricted jurisdictions, including every EU member state (§4.3).
Can I place a SimpleSwap order through Cambio?
No. Cambio does not send orders to SimpleSwap, which appears on Cambio only as reference figures. To swap with SimpleSwap, go to simpleswap.io.
How these figures were made. A Cambio server reads the estimate simpleswap.io shows an anonymous visitor at about $200, $1,000 and $5,000, roughly once an hour, and each Cambio quote is paired with the check nearest in time. SimpleSwap’s figure at Cambio’s amount is fitted from that run’s checks as a percentage plus a fixed amount, against Binance’s best bid and ask at the moment of the check. Full method →
SimpleSwap is a trademark of its owner. SimpleSwap does not sponsor or endorse Cambio or this page, and Cambio does not send orders to SimpleSwap. Details change, so check simpleswap.io before you swap.