Swap XRP to USDC

XRP on XRP Ledger to USDC on Ethereum. On 13 Oct 2026, 1 XRP was worth 1.3404 USDC at market prices. No account, no sign-up.

Quoted by Cambio · observed 12 Oct 2026, 12:18 UTC

What XRP bought in USDC on Cambio

You sendYou receiveObserved
50 XRP68.8901 USDC12 Oct 2026, 12:18 UTC

Cambio's own quotes for these amounts at the times shown. The quote for your exact amount is priced the moment you enter it; it is not a rate lock, and the amount can move while your deposit confirms.

Cambio's quotes · 45 checks, 8 Sep 2026 – 12 Oct 2026

How Cambio priced XRP → USDC

Cambio against the market ratemedian −1.55% · from −1.77% to −0.09%
Exchanges that quoted1 of 2 (median)
Smallest amount an exchange accepted2.11476 XRP

From Cambio's own quotes for this pair at the times shown, commission included, against the market rate at that moment. The quote for your exact amount is priced when you ask.

Selected exchange prices · observed 12 Oct 2026, 12:18 UTC · at 50 XRP

XRP to USDC: what each exchange gives

  1. CHChangeNOWEst.69.295 USDC+0.59% vs Cambio+1.15% below marketrate margin +1.15%withdrawal fee not stated
  2. CHChangeHeroEst.69.1494 USDC+0.38% vs Cambio+1.36% below marketrate margin +1.36%withdrawal fee not stated
  3. SISimpleSwapEst.68.9383 USDC+0.07% vs Cambio+1.66% below marketrate margin +1.66%withdrawal fee not stated
  4. CACambioCambio's quote, 12:18 UTC68.8901 USDCOur quote+1.73% below marketwithdrawal fee 0.8 USDC
  5. LELetsExchangeEst.68.0648 USDC−1.20% vs Cambio+2.90% below marketrate margin +1.98%withdrawal fee ~0.645296 USDC
  6. SISideShift.aiEst.68.0543 USDC−1.21% vs Cambio+2.92% below marketrate margin +2.92%withdrawal fee not stated
  7. GOGodexEst.67.5177 USDC−1.99% vs Cambio+3.68% below marketrate margin +3.68%withdrawal fee not stated

Est. rows are Cambio's estimates of what each exchange would give for this amount, from its own website or from its recent quotes; checked rows are that exchange's own website at the time shown. The rows rank by what lands in your wallet, including where another exchange gives more.

Rate history

XRP against USDC over the last year

1 XRP in USDC, daily, 9 Oct 2025 – 13 Oct 2026. Range 0.993158 – 2.88046 USDC.
1 XRP on 13 Oct 20261.3404 USDC
7 days−11.23%
30 days−5.43%
90 days+21.39%
369 days−53.47%
High2.88046 USDC · 9 Oct 2025
Low0.993158 USDC · 17 Aug 2026
Volatility of the rate (annualised)66.8% over the period · 66.3% over 30 days

Over the last 369 days one XRP bought as much as 2.88046 USDC (9 Oct 2025) and as little as 0.993158 USDC (17 Aug 2026).

XRP lost 53.5% against USDC over the period, and lost 5.4% in the last 30 days.

On 72% of those days one XRP bought more USDC than on 13 Oct 2026.

The largest one-day rise of XRP against USDC was +20.39% on 7 Feb 2026; the largest fall was −20.06% on 6 Feb 2026.

Their daily price moves correlate at 0.05 over the period: they barely move together.

The last 7 days

What 1 XRP bought in USDC, day by day

Day1 XRP → USDCChange on the day
7 Oct 20261.50009−0.66%
8 Oct 20261.4204−5.31%
9 Oct 20261.38053−2.81%
10 Oct 20261.4004+1.44%
11 Oct 20261.40045+0.00%
12 Oct 20261.41045+0.71%
13 Oct 20261.3404−4.97%

Daily closes for XRP against USDC, the newest 13 Oct 2026. Rates move; the quote for your amount is priced when you ask for it.

By the numbers

XRP and USDC in figures

Last 30 days (10 Sep 2026 – 13 Oct 2026)average 1.42683 · high 1.55013 · low 1.28365 USDC
1 XRP a year ago (9 Oct 2025)2.88046 USDC
Deepest fall from a peak−65.52% — from 2.88046 on 9 Oct 2025 to 0.993158 on 17 Aug 2026
Days the rate rose / fell160 / 205 of 365
Average daily move by weekdaystrongest Tuesday +0.666% · weakest Friday −1.026%
Market value on 13 Oct 2026XRP $84.44 billion · USDC $72.78 billion
XRP market value ÷ USDC market value1.16
24-hour trading volumeXRP $1.84 billion · USDC $17.46 billion

From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.

Month by month

1 XRP in USDC at each month end

Month end1 XRP → USDCChange
Nov 20252.20273−9.7%
Dec 20251.87517−14.9%
Jan 20261.74308−7.0%
Feb 20261.36538−21.7%
Mar 20261.32344−3.1%
Apr 20261.37097+3.6%
May 20261.34049−2.2%
Jun 20261.05542−21.3%
Jul 20261.08243+2.6%
Aug 20261.35808+25.5%
Sep 20261.49009+9.7%
Oct 20261.3404−10.0%
How the swap moves

XRP on XRP Ledger to USDC on Ethereum

  • From your deposit to the payout, expect about 16 seconds: 1 confirmation on XRP Ledger (~4 seconds), then the next Ethereum block (~12 s).
  • USDC arrives as the Ethereum token; the address you give must be an address on Ethereum.
  • XRP Ledger deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.

Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.

The other direction

USDC to XRP

1 USDC = 0.746046 XRP on 13 Oct 2026. Swapping back is its own quote: USDC on Ethereum to XRP on XRP Ledger.

Questions

Questions about this swap

How much USDC is 1 XRP?

1.3404 USDC at market prices on 13 Oct 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.

What was the best XRP to USDC rate in the last year?

2.88046 USDC for 1 XRP, on 9 Oct 2025; the lowest was 0.993158 on 17 Aug 2026.

What was the XRP to USDC rate over the last 30 days?

Between 1.28365 and 1.55013 USDC for 1 XRP, 1.42683 on average (10 Sep 2026 – 13 Oct 2026).

Do I need an account?

No. Enter an amount, give your payout address, send the deposit.

Which network does the USDC arrive on?

Ethereum. A USDC address on another chain is refused before anything is sent.

Prices: CoinGecko daily closes, last 13 Oct 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.