CambiovsChangeHeroCambio paid out more than ChangeHero in 99.8% of 1,125 checks.
Hourly, across 20 corridors we both serve. It is also the smaller of the two reasons to read this page — because the deduction neither of us is compared on does not shrink when your swap does.
Last observed 2026-08-28 07:04 UTC. Each row is the most recent of 68-odd hourly checks on that corridor, and corridors are ordered by how many checks back them — not by which ones flatter us. ChangeHero’s figures are their real quoted amount at that moment; the fee that comes off afterwards is not in them. Cambio’s are final.
And that is before their withdrawal fee. The figures above are quoted amounts. ChangeHero deducts a flat fee for sending your coins out and does not publish it; Cambio does not charge one at all, and prints the network cost it passes through on every corridor page. So the gap you can see is the smaller part of the gap you actually get.
We are not telling you what ChangeHero charges — they do not publish it and we have not measured it, so we will not put a number under their name. We are telling you what it would have to be. Below is the one competitor fee we did measure, end to end.
Below it the fee decides your outcome. Above it the rate does. A rate advantage is a percentage, so it grows with your swap; a flat fee is a fixed amount, so it does not. The two cross at $2,494, and everything this page argues sits on the small side of that line.
So the honest version of the claim is bounded: if you are moving five figures, chase the rate and take whichever number is higher on the day. Most people are not. The first competitor order we ever measured was $9.41.
The deduction that is not in any comparison
We routed this order to ChangeNOW ourselves on 2026-08-22, because Monero was not an asset we carried at the time. We took nothing on it, which is the only reason we can show you what came off at the other end.
Reference point, not their fee. The receipt below is a ChangeNOW order we routed ourselves. We have never measured ChangeHero’s withdrawal fee, and no figure for it appears anywhere on this page.
| Where the $9.41 went | Amount | Share of the swap |
|---|---|---|
| Arrived in the wallet 0.01319 XMR | $5.50 | 58.4% |
| Flat withdrawal fee 0.009 XMR | $3.754 | 39.9% |
| Their spread 0.897% | $0.084 | 0.9% |
| Their deposit fee | $0.058 | 0.6% |
| Execution drift 0.232% | $0.013 | 0.1% |
One fee took 39.9% of the swap. Everything else — their spread, their deposit fee, and the drift between quote and settlement — took 1.6% put together. The fee was twenty-four times the size of every other cost combined, and it is the only one that is not in the rate you compare.
A Monero transaction costs $0.02–$0.05 to send. The fee charged was $3.754 — around a hundred times the cost of the thing it is named after. That is not network cost; it is margin, priced as though it were. This is one order on one brand. It is ChangeNOW's receipt, not ChangeHero's, and it is shown here because it is the only end-to-end measurement of a competitor's flat fee we own.
The two halves, on the same swap
A rate advantage is a percentage — it grows with your swap. A flat fee is a fixed amount — it does not. So which half decides your outcome depends entirely on how much you are sending, and the answer is not close at the sizes most people actually swap.
Below roughly $2,494 the fee you cannot see is worth more than the rate you can — often far more. Above it the rate wins, and we will say so plainly: if you are swapping five figures, chase the rate. Most people are not. The first customer we ever measured was sending $9.41, and the fee took forty percent of it.
Honest about the arithmetic: the 0.15% is a representative commission edge, and the $3.754 is from one real Monero order on ChangeNOW — a different asset and a different exchange. This page puts no fee figure under ChangeHero’s name, because we have not measured one. The point is that a flat fee behaves like this whatever its size, and that it is not in the number you compared.
Cambio does not charge a withdrawal fee
There is one commission, and then the actual cost of putting the coins on the chain, passed through at what it costs. Nothing is added on top, and the figure is printed on every corridor page — as an amount, in dollars, and as a share of the payout at three sizes. You should not have to take that on trust, so here are three numbers to check it against.
Taken from the rate rather than added on top, and stated on every quote. This is the entire amount Cambio earns on a swap. There is no second line further down.
Nobody chooses a number like this. It is three millionths of a cent because that is what the transfer cost on that chain at that moment, and it is a different awkward number today — the live one is on the corridor page. A fee set for margin arrives rounded.
We publish this one against ourselves. The 0.15 USDT it costs to deliver on Tron is a tenth of a minimum-size payout and 0.004% of a large one — this page’s own argument, pointed back at us.
Everything else, in one table
The first two rows are the ones that decide your outcome. The rest is context.
| Cambio | ChangeHero | |
|---|---|---|
| Withdrawal feethe half nobody prints | Nonethe network cost is passed through at cost and printed per corridor — as an amount, in dollars, and as a share of the payout at three sizes | Not publishedand never measured by us, so no figure goes here. On the one competitor order we routed and measured end to end it was $3.754 on a $9.41 swap — 39.9% of the whole swap, and twenty-four times every other cost combined. That order was ChangeNOW's, not ChangeHero's. |
| Commissionthe half everyone compares | 0.35% | 0.5% publisheda 0.15% gap — real, and the smaller of the two |
| Rate | One rate, priced against the live market by the AI | Fixed or float, chosen per order |
| Assets | 7 assets · 6 chains · 210 corridors87.4% of real swap volume today; 97.8% once LTC, XMR, DOGE and XRP activate | Hundredsthe long tail — 2.2% of volume |
| Rate comparison | On every quote, losses shown | Their own rate only |
| Screening | Before a deposit address exists | On deposit |
| Account | Not required | Not required |
| Mobile app | Web only | Web only |
Asset coverage measured across 4,597 swaps and $4.78M of volume observed on a major competitor over 15.1 hours to 2026-08-26, 358 pairs. LTC, XMR, DOGE and XRP are wired and awaiting activation, which takes the catalogue from 15 endpoints to 19 and from 210 directional corridors to 342. The two coverage figures differ because they answer different questions: 87.4% is the share of that volume we can serve today, 97.8% is the share once the four activate.
Which one should you use
Use ChangeHero if
Your asset or chain is outside Cambio’s 210 corridors. That is the single biggest reason and no fee argument survives it — Cambio will simply refuse the swap.
Use Cambio if
Your pair is one of the 210, and especially if your swap is small — a flat withdrawal fee is a rounding error on $5,000 and a catastrophe on $9. You get a 0.35% commission, the network cost at cost, and the alternatives shown on the quote before you commit.
On the swaps most people make, ChangeHero ends up the more expensive of the two. Cambio already delivers more on the quote — $0.39 on a $100 swap — and then keeps that lead, because their withdrawal fee comes off their payout and nothing comes off ours.
Frequently asked
Is Cambio cheaper than ChangeHero?
Over 1,125 hourly checks across 20 corridors we both serve, Cambio delivered more than ChangeHero in 99.8% of them, with a median advantage of 39 basis points. That is commission only — it does not contain either side's withdrawal fee, and ChangeHero does not publish theirs, so no honest comparison can total it up for you. Ours is zero, with the network cost passed through at cost and printed on every corridor page.
What is a withdrawal fee, and why does it matter so much?
It is a flat amount an exchange deducts for sending your coins out — and because it is flat, it does not shrink when your swap does. On the one ChangeNOW order we routed and measured ourselves (po_972a6b09, 2026-08-22), that fee was $3.754 on a $9.41 swap — 39.9% of the entire swap, and twenty-four times their spread, their deposit fee and the settlement drift put together. Below roughly $2,494 the fee is worth more than any rate difference between two exchanges.
Does Cambio charge a withdrawal fee?
No. There is a 0.35% commission, and the real cost of putting the coins on-chain is passed through at cost with nothing added. Every corridor page prints that figure as an amount, in dollars, and as a share of the payout at three sizes — so it is checkable rather than promised.
How do I check ChangeHero's withdrawal fee before I commit?
Take the amount they say you will receive and compare it against the asset's real network cost — a Monero transaction is $0.02–$0.05 to send, a Tron USDT transfer a fraction of that. If the deduction is a hundred times the cost of the transaction it is named after, it is margin, not network cost. On Cambio the figure is on the corridor page before you commit.
Are you saying ChangeHero is dishonest?
No, and it matters that we do not. Their fees appear in their own interface, and the one competitor order we measured end to end completed exactly as specified. The claim here is narrower and checkable: the rate you compare between exchanges does not contain the withdrawal fee, so comparing rates alone will mislead you on small swaps. We publish ours per corridor precisely so it can be checked against us.
When is ChangeHero the better choice?
When your asset or chain is outside Cambio's 210 corridors — we will refuse the swap outright, and no fee argument survives that. And if you are swapping five figures, the flat fee stops mattering and the rate takes over; at that size take whichever number is higher on the day.
ChangeHero is a trademark of its owner. Cambio is not affiliated with or endorsed by ChangeHero. Descriptions reflect publicly available information and may change — verify details on their own site.
Compare Cambio with another exchange
5 of these brands are carried by the exchanger directory our price probe reads and have a real observed head-to-head. The rest are compared on published pricing, and say so on their own pages.