One deposit on Ethereum, one direct payout on Monero. Non-custodial, no account, and the AI shows you the full price comparison before you commit.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
USDC → XMR
Quoting…No accounts, no waiting. Tell Cambio what you want, send your USDC, and the XMR lands in your wallet in under a minute.
Type "swap 100 USDC to XMR on Monero" into the composer. The AI parses your intent, confirms Ethereum as the source and Monero as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on Ethereum. Send your USDC there — Ethereum confirms in well under a minute, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Monero address directly — Monero typically confirms in about 20 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
USDC → XMR · Start a quote and the AI fetches real rates from the five biggest aggregators, side by side. No example numbers here — only live ones.
Ethereum confirms in seconds per block, and confirmations is enough to make a reorganisation impractical without leaving your USDC sitting there.
| Minimum | 1 USDC |
|---|---|
| Delivery fee | 0.000000 XMR |
| Cambio commission | 0.35% |
| For 1 USDC on Ethereum | 0.00214716 XMR |
| For 1 XMR on Monero | 465.731478 USDC |
| Smallest payout | 0.00214716 XMR |
1 USDC. The floor is set by what delivering XMR on Monero costs — 0.000000 XMR — and Cambio will not quote a swap where the delivery fee would take more than a tenth of the payout.
0.000000 XMR. It is charged at what the transfer actually costs on Monero rather than marked up, and it is deducted before the figure you are shown — the number on this page is what lands in your wallet.
Yes, within the quote's window — the 0.35% commission and the 0.000000 XMR delivery fee are already taken out of it, so the figure you see is what reaches your Monero wallet.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
USDC on Ethereum is the canonical, issuer-native USDC. The network confirms in well under a minute, with gas is the price of L1 — it rises when the chain is busy — and this is the issuer-native home of USDC.
XMR is the native asset of Monero. Sending XMR is an ordinary native transfer — no token approval, no contract interaction. Monero typically confirms in about 20 minutes, and deposits are subaddresses of one wallet, so nothing here derives a per-user key.
No. Your USDC goes to a Cambio deposit address on Ethereum as an ordinary transfer, and you receive XMR on Monero as an ordinary Monero transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on Ethereum confirms in well under a minute; the payout on Monero typically confirms in about 20 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
USD 1,000 per swap during the launch window, enforced before a deposit address is issued. The live card shows the exact minimum and maximum for this pair at the moment you quote.
Yes — on the exchange’s deposit screen pick XMR and make sure the network is Monero, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 342 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
