Receiving bitcoin: what each exchange takes to send it
A bitcoin fee is priced by the size of the transaction in bytes and the going rate in the mempool, never by the amount sent. On a large payout it disappears; on a small one it can be the biggest cost of the swap, which is why a hand-run check on 11 Sep 2026 found another exchange giving more than Cambio on small bitcoin payouts.
Cambio’s network fee · stated on its quotes · 16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC
0.000008 BTC or 0.0000098 BTC or 0.00002 BTC or 0.000035 BTC or 0.000036 BTC or 0.000037 BTC or 0.000038 BTC or 0.00004 BTC or 0.000041 BTC or 0.000042 BTC or 0.000043 BTC or 0.000044 BTC or 0.000047 BTC or 0.000051 BTC or 0.000053 BTC or 0.000056 BTC or 0.000057 BTC or 0.000087 BTC
Stated as its own line on 208 of 1000 Cambio quotes for Bitcoin (BTC), 16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC. 18 values were seen, and all are shown. 792 carried no separate fee line. Your own quote states it before you send.
Bitcoin payouts at other exchanges
Est. from each exchange’s quotes to Cambio · Bitcoin (BTC)
| Exchange | Flat fee | Percentage part | Basis |
|---|---|---|---|
| SimpleSwap † | 0.000010006 BTC | 1.65%below market | Est. |
| ChangeNOW † | 0.000013177 BTC | 0.60%below market | Est. |
| SideShift.ai | 0.000014367 BTC | 1.76%below market | Est. |
| LetsExchange | 0.000060592 BTC | 0.76%below market | Est. |
† SimpleSwap and ChangeNOW: may include a partner fee on Cambio’s key, so it can read higher than the exchange’s own website. What Est. means →
Fitted from checks of each exchange’s own website · Bitcoin (BTC)
| Exchange | Route checked | Flat fee | Percentage part | Basis |
|---|---|---|---|---|
| ChangeNOWfrom changenow.io | 1INCH (Ethereum) → BTC | none found separately | 1.58%below market | Est. |
| ChangeNOWfrom changenow.io | 2Z (Solana) → BTC | none found separately | 1.77%below market | Est. |
| ChangeNOWfrom changenow.io | ALT (Ethereum) → BTC | none found separately | 5.19%below market | Est. |
| ChangeNOWfrom changenow.io | APE (Ethereum) → BTC | none found separately | 2.11%below market | Est. |
| ChangeNOWfrom changenow.io | ARKM (Ethereum) → BTC | none found separately | 1.73%below market | Est. |
| ChangeNOWfrom changenow.io | ATH (Ethereum) → BTC | none found separately | 2.69%below market | Est. |
| ChangeNOWfrom changenow.io | AXS (Ethereum) → BTC | none found separately | 3.31%below market | Est. |
| ChangeNOWfrom changenow.io | BAT (Ethereum) → BTC | none found separately | 1.62%below market | Est. |
| ChangeNOWfrom changenow.io | BNB → BTC | none found separately | 1.27%below market | Site checked 04:48 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | CHZ (Ethereum) → BTC | none found separately | 1.18%below market | Est. |
| ChangeNOWfrom changenow.io | COMP (Ethereum) → BTC | none found separately | 1.36%below market | Est. |
| ChangeNOWfrom changenow.io | DOGE → BTC | none found separately | 1.26%below market | Site checked 14:48 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | EDGE (Ethereum) → BTC | none found separately | 5.76%below market | Est. |
| ChangeNOWfrom changenow.io | EIGEN (Ethereum) → BTC | none found separately | 1.77%below market | Est. |
| ChangeNOWfrom changenow.io | ENS (Ethereum) → BTC | none found separately | 2.25%below market | Est. |
| ChangeNOWfrom changenow.io | ETH (Arbitrum) → BTC | 0.00000014398 BTC | 1.05%below market | Site checked 16:04 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | ETH (Base) → BTC | 0 BTC | 1.05%below market | Site checked 16:07 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | ETH → BTC | 0 BTC | 1.18%below market | Site checked 15:54 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | FET (Ethereum) → BTC | none found separately | 1.73%below market | Est. |
| ChangeNOWfrom changenow.io | FLOKI (Ethereum) → BTC | none found separately | 1.23%below market | Est. |
| ChangeNOWfrom changenow.io | GALA (Ethereum) → BTC | none found separately | 1.35%below market | Est. |
| ChangeNOWfrom changenow.io | GRT (Ethereum) → BTC | none found separately | 1.96%below market | Est. |
| ChangeNOWfrom changenow.io | H (Ethereum) → BTC | none found separately | 4.46%below market | Est. |
| ChangeNOWfrom changenow.io | HNT (Solana) → BTC | none found separately | 2.24%below market | Est. |
| ChangeNOWfrom changenow.io | IMX (Ethereum) → BTC | none found separately | 1.55%below market | Est. |
| ChangeNOWfrom changenow.io | IO (Solana) → BTC | none found separately | 0.19%below market | Est. |
| ChangeNOWfrom changenow.io | JASMY (Ethereum) → BTC | none found separately | 0.93%below market | Est. |
| ChangeNOWfrom changenow.io | JTO (Solana) → BTC | none found separately | 1.51%below market | Est. |
| ChangeNOWfrom changenow.io | KMNO (Solana) → BTC | none found separately | 1.55%below market | Est. |
| ChangeNOWfrom changenow.io | MANA (Ethereum) → BTC | none found separately | 0.81%below market | Est. |
| ChangeNOWfrom changenow.io | OP (Optimism) → BTC | none found separately | 1.50%below market | Est. |
| ChangeNOWfrom changenow.io | S (Sonic) → BTC | none found separately | 1.15%below market | Est. |
| ChangeNOWfrom changenow.io | SAFE (Ethereum) → BTC | none found separately | 4.56%below market | Est. |
| ChangeNOWfrom changenow.io | SENT (Ethereum) → BTC | none found separately | 1.38%below market | Est. |
| ChangeNOWfrom changenow.io | SNX (Ethereum) → BTC | none found separately | 1.71%below market | Est. |
| ChangeNOWfrom changenow.io | SOL → BTC | none found separately | 1.16%below market | Site checked 08:13 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | SUSHI (Ethereum) → BTC | none found separately | 4.34%below market | Est. |
| ChangeNOWfrom changenow.io | TRX → BTC | none found separately | 1.35%below market | Est. |
| ChangeNOWfrom changenow.io | TWT (BNB Smart Chain) → BTC | none found separately | 1.46%below market | Est. |
| ChangeNOWfrom changenow.io | USDC (Arbitrum) → BTC | none found separately | 0.94%below market | Site checked 08:04 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDC (Base) → BTC | none found separately | 0.94%below market | Site checked 08:04 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDC (BNB Smart Chain) → BTC | none found separately | 1.01%below market | Site checked 08:05 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDC (Ethereum) → BTC | none found separately | 1.02%below market | Site checked 07:53 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDC (Solana) → BTC | none found separately | 0.96%below market | Site checked 08:06 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDT (Arbitrum) → BTC | 0.000006275 BTC | 1.01%below market | Site checked 16:27 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDT (BNB Smart Chain) → BTC | 0.0000041875 BTC | 1.22%below market | Site checked 16:30 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDT (Ethereum) → BTC | 0.0000049625 BTC | 1.03%below market | Site checked 16:32 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | USDT (Solana) → BTC | 0.00001125 BTC | 0.93%below market | Est. |
| ChangeNOWfrom changenow.io | USDT (Tron) → BTC | 0.0000231 BTC | 1.11%below market | Site checked 15:51 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | WAL (Sui) → BTC | none found separately | 1.11%below market | Est. |
| ChangeNOWfrom changenow.io | WIF (Solana) → BTC | none found separately | 1.54%below market | Est. |
| ChangeNOWfrom changenow.io | XRP → BTC | none found separately | 1.09%below market | Site checked 07:01 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | YFI (Ethereum) → BTC | none found separately | 1.74%below market | Est. |
| ChangeNOWfrom changenow.io | ZEC (Zcash) → BTC | none found separately | 1.53%below market | Site checked 02:47 UTC, 31 Oct 2026 |
| ChangeNOWfrom changenow.io | ZRX (Ethereum) → BTC | none found separately | 1.73%below market | Est. |
| SimpleSwapfrom simpleswap.io | AXS (Ethereum) → BTC | none found separately | 1.55%below market | Est. |
| SimpleSwapfrom simpleswap.io | BAT (Ethereum) → BTC | none found separately | 2.05%below market | Est. |
| SimpleSwapfrom simpleswap.io | COMP (Ethereum) → BTC | none found separately | 1.78%below market | Est. |
| SimpleSwapfrom simpleswap.io | DOGE → BTC | none found separately | 1.72%below market | Site checked 14:48 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | EIGEN (Ethereum) → BTC | none found separately | 1.69%below market | Est. |
| SimpleSwapfrom simpleswap.io | ENS (Ethereum) → BTC | none found separately | 1.51%below market | Est. |
| SimpleSwapfrom simpleswap.io | ETH (Arbitrum) → BTC | 0.0000027186 BTC | 2.03%below market | Site checked 16:08 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | ETH (Base) → BTC | 0.0000026565 BTC | 1.59%below market | Site checked 15:49 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | ETH → BTC | 0.000011777 BTC | 1.54%below market | Site checked 16:03 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | FET (Ethereum) → BTC | none found separately | 1.70%below market | Est. |
| SimpleSwapfrom simpleswap.io | FLOKI (Ethereum) → BTC | none found separately | 1.40%below market | Est. |
| SimpleSwapfrom simpleswap.io | FLUID (Ethereum) → BTC | none found separately | 3.24%below market | Est. |
| SimpleSwapfrom simpleswap.io | GRT (Ethereum) → BTC | none found separately | 1.65%below market | Est. |
| SimpleSwapfrom simpleswap.io | JASMY (Ethereum) → BTC | none found separately | 1.76%below market | Est. |
| SimpleSwapfrom simpleswap.io | JTO (Solana) → BTC | none found separately | 1.65%below market | Est. |
| SimpleSwapfrom simpleswap.io | KMNO (Solana) → BTC | none found separately | 1.43%below market | Est. |
| SimpleSwapfrom simpleswap.io | LDO (Ethereum) → BTC | none found separately | 1.64%below market | Est. |
| SimpleSwapfrom simpleswap.io | OP (Optimism) → BTC | none found separately | 1.05%below market | Est. |
| SimpleSwapfrom simpleswap.io | S (Sonic) → BTC | none found separately | 1.88%below market | Est. |
| SimpleSwapfrom simpleswap.io | SOL → BTC | none found separately | 1.69%below market | Site checked 12:12 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | TRX → BTC | none found separately | 1.61%below market | Est. |
| SimpleSwapfrom simpleswap.io | TWT (BNB Smart Chain) → BTC | none found separately | 1.91%below market | Est. |
| SimpleSwapfrom simpleswap.io | USDC (Arbitrum) → BTC | none found separately | 1.40%below market | Site checked 12:04 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDC (Base) → BTC | none found separately | 1.38%below market | Site checked 12:05 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDC (BNB Smart Chain) → BTC | none found separately | 1.62%below market | Site checked 12:06 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDC (Ethereum) → BTC | none found separately | 1.53%below market | Site checked 11:54 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDC (Solana) → BTC | none found separately | 1.47%below market | Site checked 12:07 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDT (Arbitrum) → BTC | 0.000011776 BTC | 1.67%below market | Site checked 16:33 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDT (BNB Smart Chain) → BTC | 0.000011776 BTC | 1.67%below market | Site checked 16:35 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDT (Ethereum) → BTC | 0.0000053938 BTC | 2.00%below market | Site checked 15:52 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | USDT (Solana) → BTC | 0.000017496 BTC | 1.82%below market | Est. |
| SimpleSwapfrom simpleswap.io | USDT (Tron) → BTC | 0 BTC | 2.05%below market | Site checked 16:22 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | WIF (Solana) → BTC | none found separately | 2.27%below market | Est. |
| SimpleSwapfrom simpleswap.io | XRP → BTC | none found separately | 1.67%below market | Site checked 08:08 UTC, 31 Oct 2026 |
| SimpleSwapfrom simpleswap.io | XTZ (Tezos) → BTC | none found separately | 2.39%below market | Est. |
| SimpleSwapfrom simpleswap.io | ZEC (Zcash) → BTC | none found separately | 1.84%below market | Site checked 02:47 UTC, 31 Oct 2026 |
Cambio’s split of what each site delivered at three sizes. How a website check works →
Where another exchange gave more · Bitcoin (BTC)
| Route | Its website | Cambio’s quote |
|---|---|---|
| ChangeNOWBNB → BTC, 0.1 BNB | 0.00089719 BTCSite checked 04:48 UTC, 31 Oct 2026 | 0.0008952 BTCQuoted 06:04 UTC, 31 Oct 2026 |
| ChangeNOWUSDC (Solana) → BTC, 100.00 USDC | 0.0012615 BTCEst. | 0.0012513 BTCEst. |
| ChangeNOWUSDT (Arbitrum) → BTC, 100.00 USDT | 0.001256 BTCEst. | 0.0012513 BTCEst. |
| ChangeNOWETH (Arbitrum) → BTC, 0.1 ETH | 0.0028178 BTCEst. | 0.0028143 BTCEst. |
| ChangeNOWUSDC (Ethereum) → BTC, 100.00 USDC | 0.0012581 BTCEst. | 0.0012488 BTCEst. |
| ChangeNOWUSDT (Ethereum) → BTC, 100.00 USDT | 0.001254 BTCEst. | 0.0012477 BTCEst. |
| ChangeNOWUSDC (Arbitrum) → BTC, 100.00 USDC | 0.0012604 BTCEst. | 0.0012543 BTCEst. |
| ChangeNOWUSDT (Solana) → BTC, 100.00 USDT | 0.001259 BTCEst. | 0.001242 BTCEst. |
What the mempool fee takes from a small bitcoin swap
A swap worth 0.00065 BTC
| Exchange | Flat fee | Share |
|---|---|---|
| ChangeNOWSite checked 16:32 UTC, 31 Oct 2026 | 0.000004575 BTC | 0.70% |
| Cambiostated on its quotes, 16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC | 0.000008 BTC | 1.23% |
| SimpleSwapSite checked 16:35 UTC, 31 Oct 2026 | 0.000008585 BTC | 1.32% |
| SideShift.aiEst. | 0.000014367 BTC | 2.21% |
| LetsExchangeEst. | 0.000060592 BTC | 9.32% |
A swap worth 0.0026 BTC
| Exchange | Flat fee | Share |
|---|---|---|
| ChangeNOWSite checked 16:32 UTC, 31 Oct 2026 | 0.000004575 BTC | 0.18% |
| Cambiostated on its quotes, 16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC | 0.000008 BTC | 0.31% |
| SimpleSwapSite checked 16:35 UTC, 31 Oct 2026 | 0.000008585 BTC | 0.33% |
| SideShift.aiEst. | 0.000014367 BTC | 0.55% |
| LetsExchangeEst. | 0.000060592 BTC | 2.33% |
A swap worth 0.013 BTC
| Exchange | Flat fee | Share |
|---|---|---|
| ChangeNOWSite checked 16:32 UTC, 31 Oct 2026 | 0.000004575 BTC | 0.04% |
| Cambiostated on its quotes, 16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC | 0.000008 BTC | 0.06% |
| SimpleSwapSite checked 16:35 UTC, 31 Oct 2026 | 0.000008585 BTC | 0.07% |
| SideShift.aiEst. | 0.000014367 BTC | 0.11% |
| LetsExchangeEst. | 0.000060592 BTC | 0.47% |
The flat fee alone, as a share of a swap worth that much; each exchange’s percentage part comes on top. A fee from checks of an exchange’s own website is the median of that site’s own fits on this coin, marked Est. once it is more than a day old; an estimate from its quotes to Cambio is used only where no site check exists.
Why a bitcoin payout costs what it does: the mempool
Every bitcoin transaction waits in the mempool until a miner includes it, and miners take the ones paying the most per virtual byte first. A simple SegWit payment is around 140 virtual bytes, so its cost is that size multiplied by whatever rate the mempool demands at the moment, which can move several times over within a day. Exchanges often batch many payouts into one transaction to share that cost, which is why their stated fee can sit below what a single wallet would pay.
Cambio’s own stated bitcoin fee shows how much it moves. On 11 Sep 2026 its quotes carried 0.000075 BTC; the quotes behind this page stated 18 values, 0.000008 BTC, 0.0000098 BTC, 0.00002 BTC, 0.000035 BTC, 0.000036 BTC, 0.000037 BTC, 0.000038 BTC, 0.00004 BTC, 0.000041 BTC, 0.000042 BTC, 0.000043 BTC, 0.000044 BTC, 0.000047 BTC, 0.000051 BTC, 0.000053 BTC, 0.000056 BTC, 0.000057 BTC and 0.000087 BTC (16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC). Some bitcoin payouts on Cambio are filled by a second provider, whose quotes carry the fee inside the rate rather than as its own line.
At the 11 Sep level the fee decided small swaps. A hand-run check that day found ChangeNOW’s own website giving more than Cambio on two small bitcoin payouts, a $200 swap from USDT and a similar-sized one from ETH; on the larger checks Cambio was ahead. Cambio’s pricing and its bitcoin fee changed the next day, so small bitcoin payouts are the case to compare on the day you swap.
Before you receive bitcoin
- A bc1 address is the cheaper kind to spend from. Addresses starting bc1q (SegWit) or bc1p (Taproot) make smaller transactions when you later move the coins. Older addresses starting 1 or 3 work but cost more to spend.
- Size matters more for bitcoin than for any other coin here. At about $50 the network fee can be several percent of the swap. The worked example shows it at three sizes.
- Confirmation time depends on the fee the sender paid. A payout sent at a low rate can wait in the mempool longer when blocks are full.
Bitcoin withdrawal fee questions
Why is the bitcoin withdrawal fee the same for 0.001 BTC and 1 BTC?
Because miners charge for the transaction’s size in bytes, not the value it carries. A small and a large payout of the same shape cost the same to send.
Has Cambio’s bitcoin fee changed?
Yes, it follows the mempool. On 11 Sep 2026 its quotes carried 0.000075 BTC, and the quotes behind this page stated 18 values, 0.000008 BTC, 0.0000098 BTC, 0.00002 BTC, 0.000035 BTC, 0.000036 BTC, 0.000037 BTC, 0.000038 BTC, 0.00004 BTC, 0.000041 BTC, 0.000042 BTC, 0.000043 BTC, 0.000044 BTC, 0.000047 BTC, 0.000051 BTC, 0.000053 BTC, 0.000056 BTC, 0.000057 BTC and 0.000087 BTC (16 Sep 2026, 19:53 UTC – 31 Oct 2026, 18:12 UTC).
When is another exchange better for a small bitcoin payout?
On 11 Sep 2026, before Cambio’s current bitcoin fee, ChangeNOW’s own website gave more than Cambio on two small bitcoin payouts, a $200 swap from USDT and a similar-sized one from ETH. Compare what arrives on the day you swap.
ChangeNOW, SimpleSwap, SideShift.ai, LetsExchange are trademarks of their owners; none sponsors or endorses Cambio, and Cambio sends orders to none of them.
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