CambiovsNanswapCambio and Nanswap, on the two halves of the price.
One half is the commission, which both of us publish. The other is the withdrawal fee, which is not in either quote — and on the one order we measured end to end it took 39.9% of the swap.
We have never recorded a Nanswap quote. Cambio’s price probe reads the exchanger directory that carries live rates hourly, and Nanswap is not listed there — so unlike FixedFloat, SimpleSwap, Alfacash, ChangeHero and EasyBit, there is no observed head-to-head to show you and we will not project one. Comparing a published commission against ours and calling the result a record would be circular: assume their number, quote ours, announce that we won. What is comparable is the withdrawal fee below, which is in neither side's quoted rate.
Below it the fee decides your outcome. Above it the rate does. A rate advantage is a percentage, so it grows with your swap; a flat fee is a fixed amount, so it does not. The two cross at $2,494, and everything this page argues sits on the small side of that line.
So the honest version of the claim is bounded: if you are moving five figures, chase the rate and take whichever number is higher on the day. Most people are not. The first competitor order we ever measured was $9.41.
The deduction that is not in any comparison
We routed this order to ChangeNOW ourselves on 2026-08-22, because Monero was not an asset we carried at the time. We took nothing on it, which is the only reason we can show you what came off at the other end.
Reference point, not their fee. The receipt below is a ChangeNOW order we routed ourselves. We have never measured Nanswap’s withdrawal fee, and no figure for it appears anywhere on this page.
| Where the $9.41 went | Amount | Share of the swap |
|---|---|---|
| Arrived in the wallet 0.01319 XMR | $5.50 | 58.4% |
| Flat withdrawal fee 0.009 XMR | $3.754 | 39.9% |
| Their spread 0.897% | $0.084 | 0.9% |
| Their deposit fee | $0.058 | 0.6% |
| Execution drift 0.232% | $0.013 | 0.1% |
One fee took 39.9% of the swap. Everything else — their spread, their deposit fee, and the drift between quote and settlement — took 1.6% put together. The fee was twenty-four times the size of every other cost combined, and it is the only one that is not in the rate you compare.
A Monero transaction costs $0.02–$0.05 to send. The fee charged was $3.754 — around a hundred times the cost of the thing it is named after. That is not network cost; it is margin, priced as though it were. This is one order on one brand. It is ChangeNOW's receipt, not Nanswap's, and it is shown here because it is the only end-to-end measurement of a competitor's flat fee we own.
The two halves, on the same swap
A rate advantage is a percentage — it grows with your swap. A flat fee is a fixed amount — it does not. So which half decides your outcome depends entirely on how much you are sending, and the answer is not close at the sizes most people actually swap.
Below roughly $2,494 the fee you cannot see is worth more than the rate you can — often far more. Above it the rate wins, and we will say so plainly: if you are swapping five figures, chase the rate. Most people are not. The first customer we ever measured was sending $9.41, and the fee took forty percent of it.
Honest about the arithmetic: the 0.15% is a representative commission edge, and the $3.754 is from one real Monero order on ChangeNOW — a different asset and a different exchange. This page puts no fee figure under Nanswap’s name, because we have not measured one. The point is that a flat fee behaves like this whatever its size, and that it is not in the number you compared.
Cambio does not charge a withdrawal fee
There is one commission, and then the actual cost of putting the coins on the chain, passed through at what it costs. Nothing is added on top, and the figure is printed on every corridor page — as an amount, in dollars, and as a share of the payout at three sizes. You should not have to take that on trust, so here are three numbers to check it against.
Taken from the rate rather than added on top, and stated on every quote. This is the entire amount Cambio earns on a swap. There is no second line further down.
Nobody chooses a number like this. It is three millionths of a cent because that is what the transfer cost on that chain at that moment, and it is a different awkward number today — the live one is on the corridor page. A fee set for margin arrives rounded.
We publish this one against ourselves. The 0.15 USDT it costs to deliver on Tron is a tenth of a minimum-size payout and 0.004% of a large one — this page’s own argument, pointed back at us.
Everything else, in one table
The first two rows are the ones that decide your outcome. The rest is context.
| Cambio | Nanswap | |
|---|---|---|
| Withdrawal feethe half nobody prints | Nonethe network cost is passed through at cost and printed per corridor — as an amount, in dollars, and as a share of the payout at three sizes | Not publishedand never measured by us, so no figure goes here. On the one competitor order we routed and measured end to end it was $3.754 on a $9.41 swap — 39.9% of the whole swap, and twenty-four times every other cost combined. That order was ChangeNOW's, not Nanswap's. |
| Commissionthe half everyone compares | 0.35% | Not published as one figurewe do not have a headline commission for Nanswap, so we make no claim about it — the withdrawal-fee row above is the comparison that does not need one |
| Rate | One rate, priced against the live market by the AI | Fixed or float, chosen per order |
| Assets | 7 assets · 6 chains · 210 corridors87.4% of real swap volume today; 97.8% once LTC, XMR, DOGE and XRP activate | Hundredsthe long tail — 2.2% of volume |
| Rate comparison | On every quote, losses shown | Their own rate only |
| Screening | Before a deposit address exists | On deposit |
| Account | Not required | Not required |
| Mobile app | Web only | Web only |
Asset coverage measured across 4,597 swaps and $4.78M of volume observed on a major competitor over 15.1 hours to 2026-08-26, 358 pairs. LTC, XMR, DOGE and XRP are wired and awaiting activation, which takes the catalogue from 15 endpoints to 19 and from 210 directional corridors to 342. The two coverage figures differ because they answer different questions: 87.4% is the share of that volume we can serve today, 97.8% is the share once the four activate.
Which one should you use
Use Nanswap if
Your asset or chain is outside Cambio’s 210 corridors. That is the single biggest reason and no fee argument survives it — Cambio will simply refuse the swap.
Use Cambio if
Your pair is one of the 210, and especially if your swap is small — a flat withdrawal fee is a rounding error on $5,000 and a catastrophe on $9. You get a 0.35% commission, the network cost at cost, and the alternatives shown on the quote before you commit.
The comparison here is published pricing and the flat fee, nothing more. We are not telling you what Nanswap’s withdrawal fee is: they do not publish one and we have not measured it, so no number goes under their name. We are telling you that it exists, that it is charged after the quote you compared, and that below $2,494 it is the half that decides the outcome.
Frequently asked
Is Cambio cheaper than Nanswap?
We cannot tell you from observation, and we will not pretend otherwise. Nanswap is not carried by the exchanger directory our price probe reads, so we have never recorded one of their quotes. What is comparable is published pricing: Nanswap does not publish a single headline commission, Cambio charges 0.35%, and Cambio adds no withdrawal fee on top.
What is a withdrawal fee, and why does it matter so much?
It is a flat amount an exchange deducts for sending your coins out — and because it is flat, it does not shrink when your swap does. On the one ChangeNOW order we routed and measured ourselves (po_972a6b09, 2026-08-22), that fee was $3.754 on a $9.41 swap — 39.9% of the entire swap, and twenty-four times their spread, their deposit fee and the settlement drift put together. Below roughly $2,494 the fee is worth more than any rate difference between two exchanges.
Does Cambio charge a withdrawal fee?
No. There is a 0.35% commission, and the real cost of putting the coins on-chain is passed through at cost with nothing added. Every corridor page prints that figure as an amount, in dollars, and as a share of the payout at three sizes — so it is checkable rather than promised.
How do I check Nanswap's withdrawal fee before I commit?
Take the amount they say you will receive and compare it against the asset's real network cost — a Monero transaction is $0.02–$0.05 to send, a Tron USDT transfer a fraction of that. If the deduction is a hundred times the cost of the transaction it is named after, it is margin, not network cost. On Cambio the figure is on the corridor page before you commit.
Are you saying Nanswap is dishonest?
No, and it matters that we do not. Their fees appear in their own interface, and the one competitor order we measured end to end completed exactly as specified. The claim here is narrower and checkable: the rate you compare between exchanges does not contain the withdrawal fee, so comparing rates alone will mislead you on small swaps. We publish ours per corridor precisely so it can be checked against us.
When is Nanswap the better choice?
When your asset or chain is outside Cambio's 210 corridors — we will refuse the swap outright, and no fee argument survives that. And if you are swapping five figures, the flat fee stops mattering and the rate takes over; at that size take whichever number is higher on the day.
Nanswap is a trademark of its owner. Cambio is not affiliated with or endorsed by Nanswap. Descriptions reflect publicly available information and may change — verify details on their own site.
Compare Cambio with another exchange
5 of these brands are carried by the exchanger directory our price probe reads and have a real observed head-to-head. The rest are compared on published pricing, and say so on their own pages.