01
Tell Cambio what you want
Type "swap 1 XRP to BNB on BSC" into the composer. The AI parses your intent, confirms XRP Ledger as the source and BSC as the destination, and returns a live quote with the full competitor comparison alongside it.
Swap XRP (XRP Ledger) to BNB (BSC). Better.
One deposit on XRP Ledger, one direct payout on BSC. Non-custodial, no account, and the AI shows you the full price comparison before you commit.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XRP → BNB
Live rateYou sendRipple
You getBNB Smart Chain
Destination
AIDo the same swap by just saying it: “Swap 50 XRP to BNB”→
How it works
Swap XRP to BNB in three steps.
No accounts, no waiting. Tell Cambio what you want, send your XRP, and the BNB lands in your wallet in under a minute.
02
Send XRP to the deposit address
Cambio generates a one-time deposit address on XRP Ledger. Send your XRP there — XRP Ledger confirms in seconds, and the card tracks every confirmation in real time.
03
BNB arrives on BSC
Once your deposit confirms, the payout goes out to your BSC address directly — BNB Smart Chain confirms in seconds. No bridge hop, no wrapped assets, no waiting on a second protocol.
Live comparison
On 50 XRP you get 0.00004933 BNB more with Cambio.
Comparison vs the biggest aggregators — live rates where available, their published commissions (· est.) otherwise: XRP → BNB on BSC
And that is only the half both quotes show you. The withdrawal fee is in neither number, and most exchanges do not publish theirs — which is why it appears below as a hatched mark and never as a figure. Ours on BNB Smart Chain is zero.
Send 50 XRP → Receive BNB (BEP20)
Minimum 0.705 XRP · maximum 2926.7216 XRP per swap
CambioBest
You receive
0.099906 BNB
Effective rate 0.001998
What it costs you
0.35% commissionno withdrawal fee
vs best rival
+0.05%
+0.000049329 BNB
Compared against
You receive
What it costs you
vs us
FixedFloat
observed on this corridor
You receive0.099857 BNB
What it costs you
0.40% commission+ withdrawal fee, not published
−0.05%
−0.000049329 BNB
StealthEX · est.
projected from this exchange’s published commission
You receive0.099806 BNB
What it costs you
0.45% commission+ withdrawal fee, not published
−0.10%
−0.00010026 BNB
ChangeNOW · est.
projected from this exchange’s published commission
You receive0.099756 BNB
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.00015039 BNB
Swapter · est.
projected from this exchange’s published commission
You receive0.099756 BNB
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.00015039 BNB
StreamX · est.
projected from this exchange’s published commission
You receive0.099756 BNB
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.00015039 BNB
ChangeHero · est.
projected from this exchange’s published commission
You receive0.099756 BNB
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.00015039 BNB
EasyBit · est.
projected from this exchange’s published commission
You receive0.099756 BNB
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.00015039 BNB
SimpleSwap
observed on this corridor
You receive0.099358 BNB
What it costs you
0.90% commission+ withdrawal fee, not published
−0.55%
−0.00054834 BNB
Alfacash
observed on this corridor
You receive0.099189 BNB
What it costs you
1.07% commission+ withdrawal fee, not published
−0.72%
−0.00071708 BNB
our commissiontheir commissionwithdrawal fee — exists; size not published, width not to scaleno withdrawal fee — ours, on this corridor
The solid segment is the commission, drawn to scale. The hatched mark carries no length at all — it sits outside the bar, at the same fixed width on every row, and means only that a withdrawal fee exists there and its size is not published. It is never a figure and never an estimate, and nothing on the commission scale can be read off it.
Commission and effective rate are the same fact, so we claim it once. Add the withdrawal fee and you have the whole bill: ours is zero on BNB Smart Chain, because a payout there costs a fraction of a cent and we do not mark it up.
For every other exchange in this table the second half of the bill is not in the quote you are shown, and we have not measured it — so we will not print a number under their name, and we will not draw one either.
A row tagged · est. is projected from that exchange’s own published commission rather than read off a quote; the line under each name says which it is.
Below $2,494 the withdrawal fee decides the outcome; above it the rate does. Saying it the other way round would be false, and we would rather tell you where our own argument stops.
Rates from Bestchange · Updated every 5 minutes · Trademarks property of their respective owners
THIS CORRIDOR, IN NUMBERS
XRP on XRP Ledger → BNB on BNB Smart Chain
What XRP → BNB actually costs
- You send 50 XRP on XRP Ledger.
- Cambio's commission is 0.35% of the amount, taken from the rate rather than added on top.
- Delivering BNB on BNB Smart Chain costs 0.000001 BNB, about a fraction of a cent at today's price.
- You receive 0.099906 BNB.
- The smallest swap this corridor accepts is 0.705 XRP — ten times the 0.000001 BNB delivery fee, because below that the fee would take most of the BNB you receive.
Why this pair behaves the way it does
XRP Ledger settles in seconds, but it identifies a recipient by a destination tag as well as by an address.
Sending from XRP Ledger means the deposit carries a tag as well as an address; Cambio gives you both.
0.000001 BNB to deliver on BNB Smart Chain — a fraction of a cent, so the minimum here is only 0.705 XRP.
BNB is BNB Smart Chain's own coin; the payout pays its cost from the amount itself.
Floor on BNB Smart Chain: 0.35%. Below that the corridor stops covering settlement.
BNB on BNB Smart Chain carries 18 decimals, so every amount on this page is quoted to that precision and no further.
How long XRP on XRP Ledger takes to clear
Cambio waits 1 confirmations on XRP Ledger, then sends the payout immediately. End to end this corridor typically takes 1–2 min.
What XRP on XRP Ledger pays out on BNB Smart Chain at three sizes
Each row below was quoted on XRP Ledger and compared against the same exchanges at that size. The BNB lands on BNB Smart Chain.
| You send | You receive | Per 1 XRP | Delivery fee | Our place |
|---|---|---|---|---|
| 50 XRP | 0.099906 BNB | 0.00199812 | 0.001% | 1 of 10 |
| 100 XRP | 0.199814 BNB | 0.00199814 | 0.0005% | 1 of 10 |
What every exchange pays for XRP on XRP Ledger, at three sizes
How much BNB each one delivers on BNB Smart Chain, quoted at the same moment for the same amounts. Rows marked est. are projected from a brand’s published commission rather than a live quote, and an exchange that beats us is shown beating us.
| BNB | 50 XRP | 100 XRP |
|---|---|---|
| Cambio | 0.099906 | 0.199814 |
| FixedFloat | 0.09985667 | 0.19971334 |
| StealthEX | 0.09980574 · est. | 0.19961348 · est. |
| ChangeNOW | 0.09975561 · est. | 0.19951323 · est. |
| Swapter | 0.09975561 · est. | 0.19951323 · est. |
| StreamX | 0.09975561 · est. | 0.19951323 · est. |
| ChangeHero | 0.09975561 · est. | 0.19951323 · est. |
XRP on XRP Ledger → BNB on BNB Smart Chain, in numbers
| Minimum | 0.705 XRP |
|---|---|
| Maximum | 2926.7216 XRP |
| Delivery fee | 0.000001 BNB (a fraction of a cent) |
| Cambio commission | 0.35% |
| Commission floor | 0.35% |
| Confirmations | 1 on XRP Ledger |
| Typical time | 1–2 min |
| BNB precision | 18 (BNB) |
| XRP precision | 6 (XRP) |
| For 1 XRP on XRP Ledger | 0.00199812 BNB |
| For 1 BNB on BNB Smart Chain | 500.470442 XRP |
| Smallest payout | 0.00140808 BNB |
| Largest payout | 5.8479 BNB |
| Delivery fee at the minimum | 0.071% |
What is the minimum for XRP → BNB on BNB Smart Chain?
0.705 XRP. The floor is set by what delivering BNB on BNB Smart Chain costs — 0.000001 BNB — and Cambio will not quote a swap where the delivery fee would take more than a tenth of the payout.
How many confirmations does a XRP deposit need?
1 on XRP Ledger. The payout is sent immediately after, so the wait you experience is the confirmation wait, not queueing on Cambio's side.
What delivery fee applies to BNB on BNB Smart Chain?
0.000001 BNB. It is charged at what the transfer actually costs on BNB Smart Chain rather than marked up, and it is deducted before the figure you are shown — the number on this page is what lands in your wallet.
Is the XRP → BNB rate shown here the rate I get?
Yes, within the quote's window — the 0.35% commission and the 0.000001 BNB delivery fee are already taken out of it, so the figure you see is what reaches your BNB Smart Chain wallet.
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XRP
XRP Ledger native
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
- NetworkXRP Ledger
- Confirmations needed1
- Average block time~4-second ledger closes
- Network fee profilea fixed fee of a fraction of a cent
BNB
BNB Smart Chain native
BNB is the native gas token of BNB Smart Chain. Sending BNB is an ordinary native transfer — no token approval, no contract interaction. BNB Smart Chain confirms in seconds, and you need a little BNB on BSC to move anything else there.
- NetworkBNB Smart Chain
- Confirmations needed1
- Typical payout confirmationconfirms in seconds
- Payout network feepaid by Cambio out of the payout
What you need to know
Before you swap XRP to BNB on BNB Smart Chain.
Not a bridge — direct settlement. Cross-network swaps on Cambio never route through a bridge. Your XRP deposit stays an ordinary XRP Ledger transaction, and the BNB payout is an ordinary BSC transaction. The two chains never exchange messages, so there is no bridge contract to trust and no wrapped representation of your asset.
Destination must be a BSC address. The payout address you provide must be a BSC address. Addresses from other networks will fail validation in the composer before anything is sent — Cambio checks the address family against the destination network so a mistake stops at the form, not on-chain.
Cambio pays the payout network fee. The BSC network fee for delivering your BNB is paid out of the quoted amount — what the card shows as "you receive" is what actually arrives. No surprise deductions after the fact.
Per-swap cap: USD 1,000. Cambio’s launch window caps every swap at USD 1,000. Above the cap the request is refused outright rather than silently split — the card tells you before any deposit address is issued.
Screened before you send. Cambio runs its checks before a deposit address is ever issued. If a swap cannot complete, it never starts — there is no "funds under review" limbo after the fact.
What BNB on BSC is good for. BNB Smart Chain is cheap to move tokens onward from. If your next move is sending the BNB onward — to an exchange, a wallet, or a counterparty — the destination network’s fee profile is part of the choice, and it’s one the AI will happily talk through before you swap.
Questions
XRP to BNB on BNB Smart Chain — frequently asked.
Is this a bridge swap?
No. Your XRP goes to a Cambio deposit address on XRP Ledger as an ordinary transfer, and you receive BNB on BSC as an ordinary BSC transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on XRP Ledger confirms in seconds; the payout on BNB Smart Chain confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
USD 1,000 per swap during the launch window, enforced before a deposit address is issued. The live card shows the exact minimum and maximum for this pair at the moment you quote.
Can I receive the BNB into an exchange account?
Yes — on the exchange’s deposit screen pick BNB and make sure the network is BNB Smart Chain, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
Other swaps
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