No bridge. No wrapped BTC. An ordinary XRP transfer on XRP Ledger, and a native payout on Bitcoin straight to your wallet.
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
XRP → BTC
Live rateNo accounts, no waiting. Tell Cambio what you want, send your XRP, and the BTC lands in your wallet in under a minute.
Type "swap 1 XRP to BTC on Bitcoin" into the composer. The AI parses your intent, confirms XRP Ledger as the source and Bitcoin as the destination, and returns a live quote with the full competitor comparison alongside it.
Cambio generates a one-time deposit address on XRP Ledger. Send your XRP there — XRP Ledger confirms in seconds, and the card tracks every confirmation in real time.
Once your deposit confirms, the payout goes out to your Bitcoin address directly — Bitcoin typically confirms in 10–60 minutes. No bridge hop, no wrapped assets, no waiting on a second protocol.
Comparison vs the biggest aggregators — live rates where available, their published commissions (· est.) otherwise: XRP → BTC on BITCOIN
And that is only the half both quotes show you. The withdrawal fee is in neither number, and most exchanges do not publish theirs — which is why it appears below as a hatched mark and never as a figure. Ours on Bitcoin is 0.0000035 BTC, and we say so rather than repeat “no fee”.
The solid segment is the commission, drawn to scale. The hatched mark carries no length at all — it sits outside the bar, at the same fixed width on every row, and means only that a withdrawal fee exists there and its size is not published. It is never a figure and never an estimate, and nothing on the commission scale can be read off it.
Commission and effective rate are the same fact, so we claim it once. Add the withdrawal fee and you have the whole bill: ours on Bitcoin is 0.0000035 BTC. It is not zero here and we will not say it is.
For every other exchange in this table the second half of the bill is not in the quote you are shown, and we have not measured it — so we will not print a number under their name, and we will not draw one either.
A row tagged · est. is projected from that exchange’s own published commission rather than read off a quote; the line under each name says which it is.
Below $2,494 the withdrawal fee decides the outcome; above it the rate does. Saying it the other way round would be false, and we would rather tell you where our own argument stops.
Cambio was behind the best rate at this check — and we show it anyway. Every quote is compared live, and the number on the card is the number that settles. A rival ahead on rate can still be behind once a withdrawal fee we cannot see is charged — but we do not know that it is, so we do not get to claim it.
XRP Ledger settles in seconds, but it identifies a recipient by a destination tag as well as by an address.
Sending from XRP Ledger means the deposit carries a tag as well as an address; Cambio gives you both.
0.00000280 BTC to deliver on Bitcoin, about $0.28 — it sets the 1.9629 XRP minimum.
BTC is Bitcoin's own coin; the payout pays its cost from the amount itself.
Floor on Bitcoin: 0.7%. Below that the corridor stops covering settlement.
BTC on Bitcoin carries 8 decimals, so every amount on this page is quoted to that precision and no further.
Cambio waits 1 confirmations on XRP Ledger, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
Each row below was quoted on XRP Ledger and compared against the same exchanges at that size. The BTC lands on Bitcoin.
| You send | You receive | Per 1 XRP | Delivery fee | Our place |
|---|---|---|---|---|
| 50 XRP | 0.00088561 BTC | 0.0000177122 | 0.316% | 2 of 10 |
| 100 XRP | 0.00177403 BTC | 0.0000177403 | 0.158% | 2 of 10 |
The 0.00000280 BTC delivery fee is the same on all three rows: 0.316% of what you receive on 50 XRP, and 0.158% on 100 XRP. It is the fee most exchanges leave out of the rate they advertise.
How much BTC each one delivers on Bitcoin, quoted at the same moment for the same amounts. Rows marked est. are projected from a brand’s published commission rather than a live quote, and an exchange that beats us is shown beating us.
| BTC | 50 XRP | 100 XRP |
|---|---|---|
| EasyBit | 0.00088767 | 0.00177534 |
| Cambio | 0.00088561 | 0.00177403 |
| StealthEX | 0.00088472 · est. | 0.00177225 · est. |
| ChangeNOW | 0.00088428 · est. | 0.00177136 · est. |
| Swapter | 0.00088428 · est. | 0.00177136 · est. |
| StreamX | 0.00088428 · est. | 0.00177136 · est. |
| FixedFloat | 0.00088549 | 0.00177098 |
| Minimum | 1.9629 XRP |
|---|---|
| Maximum | 7413.2213 XRP |
| Delivery fee | 0.00000280 BTC ($0.28) |
| Cambio commission | 0.35% |
| Commission floor | 0.7% |
| Confirmations | 1 on XRP Ledger |
| Typical time | 3–10 min |
| BTC precision | 8 (BTC) |
| XRP precision | 6 (XRP) |
| For 1 XRP on XRP Ledger | 0.0000177122 BTC |
| For 1 BTC on Bitcoin | 56,458.26 XRP |
| Smallest payout | 0.00003477 BTC |
| Largest payout | 0.13130446 BTC |
| Delivery fee at the minimum | 8.05% |
1.9629 XRP. The floor is set by what delivering BTC on Bitcoin costs — 0.00000280 BTC — and Cambio will not quote a swap where the delivery fee would take more than a tenth of the payout.
1 on XRP Ledger. The payout is sent immediately after, so the wait you experience is the confirmation wait, not queueing on Cambio's side.
0.00000280 BTC. It is charged at what the transfer actually costs on Bitcoin rather than marked up, and it is deducted before the figure you are shown — the number on this page is what lands in your wallet.
Yes, within the quote's window — the 0.35% commission and the 0.00000280 BTC delivery fee are already taken out of it, so the figure you see is what reaches your Bitcoin wallet.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
No. Your XRP goes to a Cambio deposit address on XRP Ledger as an ordinary transfer, and you receive BTC on Bitcoin as an ordinary Bitcoin transaction. No bridge contract, no wrapped assets, no cross-chain messages.
The deposit side on XRP Ledger confirms in seconds; the payout on Bitcoin typically confirms in 10–60 minutes. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
USD 1,000 per swap during the launch window, enforced before a deposit address is issued. The live card shows the exact minimum and maximum for this pair at the moment you quote.
Yes — on the exchange’s deposit screen pick BTC and make sure the network is Bitcoin, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
All from the 342 active launch-scope pairs. Each one has its own page with live rates, competitor comparison, and chain-specific notes.
