Swap XLM to USDT

XLM on Stellar to USDT on BNB Smart Chain. On 11 Nov 2026, 1 XLM was worth 0.1452 USDT at market prices. No account, no sign-up.

Selected exchange prices · at 500 XLM

XLM to USDT: what each exchange gives

  1. CHChangeHeroEst.71.9054 USDT+0.96% below marketrate margin +0.96%withdrawal fee not stated
  2. SISimpleSwapEst.71.387 USDT+1.67% below marketrate margin +1.67%withdrawal fee not stated
  3. CHChangeNOWEst.71.381 USDT+1.68% below marketrate margin +1.68%withdrawal fee not stated
  4. SISideShift.aiEst.71.2528 USDT+1.86% below marketrate margin +1.86%withdrawal fee not stated
  5. LELetsExchangeEst.71.142 USDT+2.01% below marketrate margin +2.01%withdrawal fee not stated
  6. GOGodexEst.70.3457 USDT+3.11% below marketrate margin +3.11%withdrawal fee not stated

Est. rows are Cambio's estimates of what each exchange would give for this amount, from its own website or from its recent quotes; checked rows are that exchange's own website at the time shown. The rows rank by what lands in your wallet, including where another exchange gives more. Cambio's own quote for your exact amount is the one in the form above.

USDT on 5 networks

Which USDT this swap pays

USDT here is the BNB Smart Chain token, contract 0x55d398326f99059fF775485246999027B3197955. BNB Smart Chain counts 15 confirmations. For this swap, expect about 5 seconds from your deposit to the payout block.

At market prices on 11 Nov 2026, 1 XLM was worth 0.1452 USDT.

NetworkUSDT contractConfirmationsDeposit to payout, this swapMemo
TronTR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t1~8 secondsno
Arbitrum One0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9600~5 secondsno
BNB Smart Chain (this page)0x55d398326f99059fF775485246999027B319795515~5 secondsno
Ethereum0xdAC17F958D2ee523a2206206994597C13D831ec712~17 secondsno
SolanaEs9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB1~5 secondsno

The year's rate history of XLM against USDT is on the page for their main networks.

How the swap moves

XLM on Stellar to USDT on BNB Smart Chain

  • From your deposit to the payout, expect about 5 seconds: 1 confirmation on Stellar (~5 seconds), then the next BNB Smart Chain block (~450 ms).
  • USDT arrives as the BNB Smart Chain token; the address you give must be an address on BNB Smart Chain.
  • Stellar deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.

Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.

The other direction

USDT to XLM

1 USDT = 6.88705 XLM on 11 Nov 2026. Swapping back is its own quote: USDT on BNB Smart Chain to XLM on Stellar.

Questions

Questions about this swap

How much USDT is 1 XLM?

0.1452 USDT at market prices on 11 Nov 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.

Do I need an account?

No. Enter an amount, give your payout address, send the deposit.

Which network does the USDT arrive on?

BNB Smart Chain. A USDT address on another chain is refused before anything is sent.

Prices: CoinGecko daily closes, last 11 Nov 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.