What XLM buys in USDC at each size
| You send | Worth about | You would receive (est.) |
|---|---|---|
| 250 XLM | $48 | 48.1447 USDC |
| 500 XLM | $97 | 96.2894 USDC |
| 1,000 XLM | $193 | 192.579 USDC |
| 2,500 XLM | $483 | 481.447 USDC |
| 5,000 XLM | $966 | 962.894 USDC |
| 10,000 XLM | $1,933 | 1,925.79 USDC |
Market rate on 19 Sep 2026: 1 XLM = 0.193313 USDC, less Cambio's 0.38% commission. This is an estimate: your exact amount is priced the moment you enter it, and that quote is not a rate lock — the amount can move while your deposit confirms.
XLM against USDC over the last year
| 1 XLM on 19 Sep 2026 | 0.193313 USDC |
|---|---|
| 7 days | +8.43% |
| 30 days | +13.58% |
| 90 days | −10.58% |
| 365 days | −51.26% |
| High | 0.410094 USDC · 7 Oct 2025 |
| Low | 0.143382 USDC · 23 May 2026 |
| Volatility of the rate (annualised) | 79.0% over the period · 79.3% over 30 days |
Over the last 365 days one XLM bought as much as 0.410094 USDC (7 Oct 2025) and as little as 0.143382 USDC (23 May 2026).
XLM lost 51.3% against USDC over the period, and gained 13.6% in the last 30 days.
On 46% of those days one XLM bought more USDC than on 19 Sep 2026.
The largest one-day rise of XLM against USDC was +27.79% on 30 May 2026; the largest fall was −15.74% on 11 Oct 2025.
Their daily price moves correlate at 0.02 over the period: they barely move together.
XLM and USDC in figures
| Last 30 days (21 Aug 2026 – 19 Sep 2026) | average 0.184355 · high 0.20183 · low 0.174667 USDC |
|---|---|
| 1 XLM a year ago (19 Sep 2025) | 0.396615 USDC |
| Deepest fall from a peak | −65.04% — from 0.410094 on 7 Oct 2025 to 0.143382 on 23 May 2026 |
| Days the rate rose / fell | 158 / 207 of 365 |
| Average daily move by weekday | strongest Saturday +0.717% · weakest Wednesday −0.732% |
| Market value on 19 Sep 2026 | XLM $6.74 billion · USDC $73.92 billion |
| XLM market value ÷ USDC market value | 0.09117 |
| 24-hour trading volume | XLM $254.2 million · USDC $22.86 billion |
From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.
1 XLM in USDC at each month end
| Month end | 1 XLM → USDC | Change |
|---|---|---|
| Oct 2025 | 0.298475 | −19.8% |
| Nov 2025 | 0.254201 | −14.8% |
| Dec 2025 | 0.210522 | −17.2% |
| Jan 2026 | 0.210847 | +0.2% |
| Feb 2026 | 0.158643 | −24.8% |
| Mar 2026 | 0.167541 | +5.6% |
| Apr 2026 | 0.164789 | −1.6% |
| May 2026 | 0.230056 | +39.6% |
| Jun 2026 | 0.174632 | −24.1% |
| Jul 2026 | 0.171978 | −1.5% |
| Aug 2026 | 0.174667 | +1.6% |
| Sep 2026 | 0.193313 | +10.7% |
XLM on Stellar to USDC on Ethereum
- From your deposit to the payout, expect about 17 seconds: 1 confirmation on Stellar (~5 seconds), then the next Ethereum block (~12 s).
- USDC arrives as the Ethereum token; the address you give must be an address on Ethereum.
- Stellar deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.
Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.
USDC to XLM
1 USDC = 5.17295 XLM on 19 Sep 2026. Swapping back is its own quote: USDC on Ethereum to XLM on Stellar.
More with XLM and USDC
More about XLM and USDC
Questions about this swap
How much USDC is 1 XLM?
0.193313 USDC at market prices on 19 Sep 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.
What was the best XLM to USDC rate in the last year?
0.410094 USDC for 1 XLM, on 7 Oct 2025; the lowest was 0.143382 on 23 May 2026.
What was the XLM to USDC rate over the last 30 days?
Between 0.174667 and 0.20183 USDC for 1 XLM, 0.184355 on average (21 Aug 2026 – 19 Sep 2026).
Do I need an account?
No. Enter an amount, give your payout address, send the deposit.
Which network does the USDC arrive on?
Ethereum. A USDC address on another chain is refused before anything is sent.
Prices: CoinGecko daily closes, last 19 Sep 2026. Every figure on this page is dated.