01
Type the swap in plain words
Describe the swap in one sentence. The AI resolves both networks, quotes a live rate, and shows how that rate stacks up against the biggest exchanges before you commit to anything.
Swap BTC on Bitcoin to XRP on XRP Ledger. Better.
No bridge. No wrapped BTC. An ordinary BTC transfer on Bitcoin, and a native payout on XRP Ledger straight to your wallet.
EXCHANGE
Create an exchange
Live rate, no account, and an order ID to track it — or skip the form and just tell our AI the swap you want.
BTC → XRP
Live rateYou sendBitcoin
You getRipple
Destination
AIDo the same swap by just saying it: “Swap 0.01 BTC to XRP”→
How it works
Swap BTC to XRP in three steps.
No accounts, no waiting. Tell Cambio what you want, send your BTC, and the XRP lands in your wallet in under a minute.
02
Make one Bitcoin deposit
Cambio generates a one-time deposit address on Bitcoin. Send your BTC there — Bitcoin typically confirms in 10–60 minutes, and the card tracks every confirmation in real time.
03
Receive XRP on XRP Ledger
After confirmation, Cambio settles XRP straight to your destination address on XRP Ledger, which confirms in seconds. The receipt card shows the completed payout and the transaction hash.
Live comparison
On 0.01 BTC you get 0.2806 XRP more with Cambio.
Comparison vs the biggest aggregators — live rates where available, their published commissions (· est.) otherwise: BTC → XRP on RIPPLE
And that is only the half both quotes show you. The withdrawal fee is in neither number, and most exchanges do not publish theirs — which is why it appears below as a hatched mark and never as a figure. Ours on XRP Ledger is zero.
Send 0.01 BTC → Receive XRP (RIPPLE)
Minimum 0.0000125 BTC · maximum 0.0317 BTC per swap
CambioBest
You receive
559.3199 XRP
Effective rate 55,931.99
What it costs you
0.35% commissionno withdrawal fee
vs best rival
+0.05%
+0.28064 XRP
Compared against
You receive
What it costs you
vs us
SimpleSwap · est.
projected from this exchange’s published commission
You receive559.0393 XRP
What it costs you
0.40% commission+ withdrawal fee, not published
−0.05%
−0.28064 XRP
EasyBit
observed on this corridor
You receive558.9666 XRP
What it costs you
0.41% commission+ withdrawal fee, not published
−0.06%
−0.35326 XRP
StealthEX · est.
projected from this exchange’s published commission
You receive558.7586 XRP
What it costs you
0.45% commission+ withdrawal fee, not published
−0.10%
−0.56128 XRP
ChangeNOW · est.
projected from this exchange’s published commission
You receive558.4780 XRP
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.84193 XRP
Swapter · est.
projected from this exchange’s published commission
You receive558.4780 XRP
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.84193 XRP
StreamX · est.
projected from this exchange’s published commission
You receive558.4780 XRP
What it costs you
0.50% commission+ withdrawal fee, not published
−0.15%
−0.84193 XRP
ChangeHero
observed on this corridor
You receive558.0829 XRP
What it costs you
0.57% commission+ withdrawal fee, not published
−0.22%
−1.2370 XRP
Alfacash
observed on this corridor
You receive557.6921 XRP
What it costs you
0.64% commission+ withdrawal fee, not published
−0.29%
−1.6278 XRP
FixedFloat
observed on this corridor
You receive557.2324 XRP
What it costs you
0.72% commission+ withdrawal fee, not published
−0.37%
−2.0875 XRP
our commissiontheir commissionwithdrawal fee — exists; size not published, width not to scaleno withdrawal fee — ours, on this corridor
The solid segment is the commission, drawn to scale. The hatched mark carries no length at all — it sits outside the bar, at the same fixed width on every row, and means only that a withdrawal fee exists there and its size is not published. It is never a figure and never an estimate, and nothing on the commission scale can be read off it.
Commission and effective rate are the same fact, so we claim it once. Add the withdrawal fee and you have the whole bill: ours is zero on XRP Ledger, because a payout there costs a fraction of a cent and we do not mark it up.
For every other exchange in this table the second half of the bill is not in the quote you are shown, and we have not measured it — so we will not print a number under their name, and we will not draw one either.
A row tagged · est. is projected from that exchange’s own published commission rather than read off a quote; the line under each name says which it is.
Below $2,494 the withdrawal fee decides the outcome; above it the rate does. Saying it the other way round would be false, and we would rather tell you where our own argument stops.
Rates from Bestchange · Updated every 5 minutes · Trademarks property of their respective owners
THIS CORRIDOR, IN NUMBERS
BTC on Bitcoin → XRP on XRP Ledger
What BTC → XRP actually costs
- You send 0.01 BTC on Bitcoin.
- Cambio's commission is 0.35% of the amount, taken from the rate rather than added on top.
- Delivering XRP on XRP Ledger costs 0.000012 XRP, about a fraction of a cent at today's price.
- You receive 559.3199 XRP.
- The smallest swap this corridor accepts is 0.0000125 BTC — ten times the 0.000012 XRP delivery fee, because below that the fee would take most of the XRP you receive.
Why this pair behaves the way it does
Bitcoin is a UTXO chain: your BTC deposit has to be mined, and until it confirms it can still be replaced. Cambio waits 2 confirmations before sending your XRP, so the Bitcoin side sets the pace here, not the XRP Ledger side.
0.000012 XRP to deliver on XRP Ledger — a fraction of a cent, so the minimum here is only 0.0000125 BTC.
XRP is XRP Ledger's own coin; the payout pays its cost from the amount itself.
A XRP Ledger payout needs a destination tag as well as an address. Send your XRP to one without the other and it lands in an exchange's pooled account rather than in yours.
Floor on XRP Ledger: 0.35%. Below that the corridor stops covering settlement.
XRP on XRP Ledger carries 6 decimals, so every amount on this page is quoted to that precision and no further.
How long BTC on Bitcoin takes to clear
Cambio waits 2 confirmations on Bitcoin, then sends the payout immediately. End to end this corridor typically takes 3–10 min.
What BTC on Bitcoin pays out on XRP Ledger at three sizes
Each row below was quoted on Bitcoin and compared against the same exchanges at that size. The XRP lands on XRP Ledger.
| You send | You receive | Per 1 BTC | Delivery fee | Our place |
|---|---|---|---|---|
| 0.0025 BTC | 139.8299 XRP | 55,931.96 | 0.00000858% | 1 of 10 |
| 0.01 BTC | 559.3199 XRP | 55,931.99 | 0.00000215% | 1 of 10 |
What every exchange pays for BTC on Bitcoin, at three sizes
How much XRP each one delivers on XRP Ledger, quoted at the same moment for the same amounts. Rows marked est. are projected from a brand’s published commission rather than a live quote, and an exchange that beats us is shown beating us.
| XRP | 0.0025 BTC | 0.01 BTC |
|---|---|---|
| Cambio | 139.8299 | 559.3199 |
| SimpleSwap | 138.1894 | 559.0393 · est. |
| EasyBit | 139.7417 | 558.9666 |
| StealthEX | 139.6896 · est. | 558.7586 · est. |
| ChangeNOW | 139.6194 · est. | 558.478 · est. |
| Swapter | 139.6194 · est. | 558.478 · est. |
| StreamX | 139.6194 · est. | 558.478 · est. |
BTC on Bitcoin → XRP on XRP Ledger, in numbers
| Minimum | 0.0000125 BTC |
|---|---|
| Maximum | 0.0317 BTC |
| Delivery fee | 0.000012 XRP (a fraction of a cent) |
| Cambio commission | 0.35% |
| Commission floor | 0.35% |
| Confirmations | 2 on Bitcoin |
| Typical time | 3–10 min |
| XRP precision | 6 (XRP) |
| BTC precision | 8 (BTC) |
| For 1 BTC on Bitcoin | 55,931.96 XRP |
| For 1 XRP on XRP Ledger | 0.000017878866 BTC |
| Smallest payout | 0.70082746 XRP |
| Largest payout | 1,772.43 XRP |
| Delivery fee at the minimum | 0.00171% |
What is the minimum for BTC → XRP on XRP Ledger?
0.0000125 BTC. The floor is set by what delivering XRP on XRP Ledger costs — 0.000012 XRP — and Cambio will not quote a swap where the delivery fee would take more than a tenth of the payout.
How many confirmations does a BTC deposit need?
2 on Bitcoin. The payout is sent immediately after, so the wait you experience is the confirmation wait, not queueing on Cambio's side.
What delivery fee applies to XRP on XRP Ledger?
0.000012 XRP. It is charged at what the transfer actually costs on XRP Ledger rather than marked up, and it is deducted before the figure you are shown — the number on this page is what lands in your wallet.
Does a XRP Ledger payout need a destination tag?
Yes. XRP Ledger identifies the recipient by tag as well as by address. Give Cambio both and your XRP reaches you directly; give only an address and it may land in an exchange's pooled account.
Is the BTC → XRP rate shown here the rate I get?
Yes, within the quote's window — the 0.35% commission and the 0.000012 XRP delivery fee are already taken out of it, so the figure you see is what reaches your XRP Ledger wallet.
The two coins
What you’re actually swapping.
Two different assets, two different on-chain stories. Here’s the minimum you should know before you send anything.
BTC
Bitcoin native
BTC is the original settlement asset. Sending BTC is an ordinary native transfer — no token approval, no contract interaction. Bitcoin typically confirms in 10–60 minutes, and no contract address — BTC is the chain itself.
- NetworkBitcoin
- Confirmations needed1
- Average block time~10-minute blocks
- Network fee profilenetwork fees vary with mempool congestion
XRP
XRP Ledger native
XRP is the native asset of the XRP Ledger. Sending XRP is an ordinary native transfer — no token approval, no contract interaction. XRP Ledger confirms in seconds, and deposits share one address and are told apart by destination tag, so the tag must be sent with the payment.
- NetworkXRP Ledger
- Confirmations needed1
- Typical payout confirmationconfirms in seconds
- Payout network feepaid by Cambio out of the payout
What you need to know
Before you swap BTC to XRP on XRP Ledger.
Not a bridge — direct settlement. There is no lock-and-mint anywhere in this swap: you send BTC on Bitcoin, and Cambio settles XRP to you directly on XRP Ledger. Nothing synthetic stands in for your coins at any point.
Destination must be a XRP Ledger address. The payout address you provide must be a XRP Ledger address. Addresses from other networks will fail validation in the composer before anything is sent — Cambio checks the address family against the destination network so a mistake stops at the form, not on-chain.
Cambio pays the payout network fee. The XRP Ledger network fee for delivering your XRP is paid out of the quoted amount — what the card shows as "you receive" is what actually arrives. No surprise deductions after the fact.
Per-swap cap: USD 1,000. Cambio’s launch window caps every swap at USD 1,000. Above the cap the request is refused outright rather than silently split — the card tells you before any deposit address is issued.
Screened before you send. Cambio runs its checks before a deposit address is ever issued. If a swap cannot complete, it never starts — there is no "funds under review" limbo after the fact.
What XRP on XRP Ledger is good for. XRP Ledger is settles in seconds, and costs the same whatever the size. If your next move is sending the XRP onward — to an exchange, a wallet, or a counterparty — the destination network’s fee profile is part of the choice, and it’s one the AI will happily talk through before you swap.
Questions
BTC to XRP on XRP Ledger — frequently asked.
Is this a bridge swap?
No. Your BTC goes to a Cambio deposit address on Bitcoin as an ordinary transfer, and you receive XRP on XRP Ledger as an ordinary XRP Ledger transaction. No bridge contract, no wrapped assets, no cross-chain messages.
How long does the swap take?
The deposit side on Bitcoin typically confirms in 10–60 minutes; the payout on XRP Ledger confirms in seconds. The status card tracks every stage live — detection, confirmation, payout — so you are never guessing which side you are waiting on.
Do I need to verify my identity?
No account or sign-up is needed. Every swap is screened against sanctions and on-chain risk lists before a deposit address is issued; in line with applicable law and our risk-based AML policy, identity verification may be requested where screening flags elevated risk.
What is the maximum I can swap?
USD 1,000 per swap during the launch window, enforced before a deposit address is issued. The live card shows the exact minimum and maximum for this pair at the moment you quote.
Can I receive the XRP into an exchange account?
Yes — on the exchange’s deposit screen pick XRP and make sure the network is XRP Ledger, then paste that deposit address into the Cambio composer as your destination. If the network on the exchange side doesn’t match, don’t send — ask the AI and it will walk you through it.
Why use Cambio for this pair?
Every quote ships with a live comparison against the biggest instant exchanges — including when we lose — and the number on the card is the number that settles. Pricing is chain-aware, the route has no bridge exposure, and screening happens before your deposit, never after.
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