What XLM buys in PYUSD at each size
| You send | Worth about | You would receive (est.) |
|---|---|---|
| 250 XLM | $48 | 48.1336 PYUSD |
| 500 XLM | $97 | 96.2673 PYUSD |
| 1,000 XLM | $193 | 192.535 PYUSD |
| 2,500 XLM | $483 | 481.336 PYUSD |
| 5,000 XLM | $966 | 962.673 PYUSD |
| 10,000 XLM | $1,933 | 1,925.35 PYUSD |
Market rate on 19 Sep 2026: 1 XLM = 0.193269 PYUSD, less Cambio's 0.38% commission. This is an estimate: your exact amount is priced the moment you enter it, and that quote is not a rate lock — the amount can move while your deposit confirms.
XLM against PYUSD over the last year
| 1 XLM on 19 Sep 2026 | 0.193269 PYUSD |
|---|---|
| 7 days | +8.40% |
| 30 days | +13.58% |
| 90 days | −10.59% |
| 365 days | −51.28% |
| High | 0.410051 PYUSD · 7 Oct 2025 |
| Low | 0.143402 PYUSD · 23 May 2026 |
| Volatility of the rate (annualised) | 78.9% over the period · 79.3% over 30 days |
Over the last 365 days one XLM bought as much as 0.410051 PYUSD (7 Oct 2025) and as little as 0.143402 PYUSD (23 May 2026).
XLM lost 51.3% against PYUSD over the period, and gained 13.6% in the last 30 days.
On 46% of those days one XLM bought more PYUSD than on 19 Sep 2026.
The largest one-day rise of XLM against PYUSD was +27.78% on 30 May 2026; the largest fall was −15.77% on 11 Oct 2025.
Their daily price moves correlate at 0.10 over the period: they barely move together.
XLM and PYUSD in figures
| Last 30 days (21 Aug 2026 – 19 Sep 2026) | average 0.184353 · high 0.201845 · low 0.174662 PYUSD |
|---|---|
| 1 XLM a year ago (19 Sep 2025) | 0.396715 PYUSD |
| Deepest fall from a peak | −65.03% — from 0.410051 on 7 Oct 2025 to 0.143402 on 23 May 2026 |
| Days the rate rose / fell | 159 / 206 of 365 |
| Average daily move by weekday | strongest Saturday +0.714% · weakest Wednesday −0.732% |
| Market value on 19 Sep 2026 | XLM $6.74 billion · PYUSD $2.78 billion |
| XLM market value ÷ PYUSD market value | 2.424 |
| 24-hour trading volume | XLM $254.2 million · PYUSD $86.4 million |
From daily closing prices and market values. The weekday figures describe the past year; they predict nothing.
1 XLM in PYUSD at each month end
| Month end | 1 XLM → PYUSD | Change |
|---|---|---|
| Oct 2025 | 0.298537 | −19.7% |
| Nov 2025 | 0.254225 | −14.8% |
| Dec 2025 | 0.210272 | −17.3% |
| Jan 2026 | 0.210904 | +0.3% |
| Feb 2026 | 0.158744 | −24.7% |
| Mar 2026 | 0.167549 | +5.5% |
| Apr 2026 | 0.164813 | −1.6% |
| May 2026 | 0.230075 | +39.6% |
| Jun 2026 | 0.17459 | −24.1% |
| Jul 2026 | 0.171889 | −1.5% |
| Aug 2026 | 0.174662 | +1.6% |
| Sep 2026 | 0.193269 | +10.7% |
XLM on Stellar to PYUSD on Ethereum
- From your deposit to the payout, expect about 17 seconds: 1 confirmation on Stellar (~5 seconds), then the next Ethereum block (~12 s).
- PYUSD arrives as the Ethereum token; the address you give must be an address on Ethereum.
- Stellar deposits carry a memo (tag). The swap shows the one to use; a deposit sent without it cannot be matched to your order.
Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.
PYUSD to XLM
1 PYUSD = 5.17414 XLM on 19 Sep 2026. Swapping back is its own quote: PYUSD on Ethereum to XLM on Stellar.
More with XLM and PYUSD
More about XLM and PYUSD
Questions about this swap
How much PYUSD is 1 XLM?
0.193269 PYUSD at market prices on 19 Sep 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.
What was the best XLM to PYUSD rate in the last year?
0.410051 PYUSD for 1 XLM, on 7 Oct 2025; the lowest was 0.143402 on 23 May 2026.
What was the XLM to PYUSD rate over the last 30 days?
Between 0.174662 and 0.201845 PYUSD for 1 XLM, 0.184353 on average (21 Aug 2026 – 19 Sep 2026).
Do I need an account?
No. Enter an amount, give your payout address, send the deposit.
Which network does the PYUSD arrive on?
Ethereum. A PYUSD address on another chain is refused before anything is sent.
Prices: CoinGecko daily closes, last 19 Sep 2026. Every figure on this page is dated.