Swap USDT to XLM (Stellar) — no account

Selected exchange prices · at 100 USDT

USDT to XLM: what each exchange gives

CHChangeHeroEst.683.82 XLM+0.71% below marketrate margin +0.71%withdrawal fee not stated
CHChangeNOWEst.680.558 XLM+1.18% below marketrate margin +1.18%withdrawal fee not stated
SISimpleSwapEst.680.069 XLM+1.25% below marketrate margin +1.25%withdrawal fee not stated
LELetsExchangeEst.661.011 XLM+4.02% below marketrate margin +2.76%withdrawal fee ~8.68546 XLM

Est. rows are Cambio's estimates of what each exchange would give for this amount, from its own website or from its recent quotes; checked rows are that exchange's own website at the time shown. The rows rank by what lands in your wallet, including where another exchange gives more. Cambio's own quote for your exact amount is the one in the form above.

USDT on 5 networks

Which USDT this swap takes

USDT here is the Arbitrum One token, contract 0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9. Arbitrum One counts 600 confirmations. For this swap, expect about 3 minutes from your deposit to the payout block.

At market prices on 11 Nov 2026, 1 USDT was worth 6.88705 XLM.

Network	USDT contract	Confirmations	Deposit to payout, this swap	Memo
Tron	TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t	1	~8 seconds	no
Arbitrum One (this page)	0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9	600	~3 minutes	no
BNB Smart Chain	0x55d398326f99059fF775485246999027B3197955	15	~12 seconds	no
Ethereum	0xdAC17F958D2ee523a2206206994597C13D831ec7	12	~2 minutes	no
Solana	Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB	1	~5 seconds	no

The year's rate history of USDT against XLM is on the page for their main networks.

How the swap moves

USDT on Arbitrum One to XLM on Stellar

From your deposit to the payout, expect about 3 minutes: 600 confirmations on Arbitrum One (~3 minutes), then the next Stellar block (~5 s).
USDT here is the Arbitrum One token: send it from a wallet that holds USDT on Arbitrum One.
If your XLM goes to an exchange account on Stellar, give the memo (tag) that account requires.

Times are estimates from each chain's block interval and the confirmations counted; congestion can stretch them.

The other direction

XLM to USDT

1 XLM = 0.1452 USDT on 11 Nov 2026. Swapping back is its own quote: XLM on Stellar to USDT on Arbitrum One.

Other swaps

More with USDT and XLM

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Questions

Questions about this swap

How much XLM is 1 USDT?

6.88705 XLM at market prices on 11 Nov 2026. Enter an amount to have it priced; the quote is not a rate lock and the amount can move while your deposit confirms.

Do I need an account?

No. Enter an amount, give your payout address, send the deposit.

Which network does the XLM arrive on?

Stellar. A XLM address on another chain is refused before anything is sent.

Prices: CoinGecko daily closes, last 11 Nov 2026. Historical market data and observed quotes on this page are dated; rows marked Est. are estimates from the most recent available observations.